Adult Day Care

  • Policy Highlights:

  • Property and Liability Coverage available on a monoline or package basis for licensed facilities providing social type activities for adults.

  • CGL Coverage available:

  • • Primary Limits up to $3,000,000 Occurrence/Aggregate

  • • Excess or Umbrella Limits up to $25,000,000

  • Included Coverages:

  • Medical Payments Coverage—$5000 Limit

  • Additional Interests

  • Errors and Omissions Coverage Part

  • Sexual and Physical Abuse Coverage—Policy limits up to $100,000 Per    claim/$300,000 Aggregate (Higher optional limits available)

  • No deductible required

  • Crime Coverage available:

  • • Inside the Premises—Theft of Money and Securities

  • • Inside the Premises—Robbery or Safe Burglary of Other Property

  • • Outside the Premises


 

  • Property Coverage available:

  • • Accounts Receivable

  • • Basic, Broad or Special Form

  • • Building

  • • Business Income

  • • Computer Equipment

  • • Contents

  • • Equipment Breakdown

  • • Food Spoilage

  • • Outside Signs

  • • Replacement Cost or ACV

  • • Valuable Papers