Church Program

  • Policy Highlights:

  • Property and Liability coverages available on monoline or package basis for churches or other places of worship.

  • CGL Coverage available:

  • • Primary limits up to $3,000,000 Occurrence/Aggregate

  • • Clergy Counseling Errors and Omissions Coverage

  • • Errors and Omissions Coverage for daycare/preschool operations

  • • Included Coverages:

  • - Medical Payments Coverage—$5,000 limit

  • - Additional Interests

  • - Sexual/Physical Abuse Coverage—$100,000 per claim/$300,000 aggregate limit

  • • Excess or Umbrella limits up to $25,000,000

  • • No deductible required

 

  • Property Coverage available:

  • • Basic, Broad, or Special Form

  • • Building

  • • Business Income

  • • Computer Equipment

  • • Contents

  • • Equipment Breakdown

  • • Fine Arts Floater

  • • Food Spoilage

  • • Outside Signs

  • • Replacement Cost or Actual Cash Value

  • • Valuable Papers

  • Crime Coverage available:

  • • Inside the Premises—Theft of Money and Securities

  • • Inside the Premises—Robbery or Safe Burglary of Other Property

  • • Outside the Premises