Landscaping Program

  • Policy Highlights:

  • Property and Liability Coverages available on monoline or package basis for landscape contractors providing lawn care, sprinkler maintenance and installation, and incidental tree trimming services (less than 15% of total sales) as their primary operations. Not intended for landscape architects who do not perform the work, or subcontract all of the work.

  • CGL Coverage available:

  • • Primary Limits up to $3,000,000 Occurrence/Aggregate

  • • Blanket Additional Insured Endorsement available

  • • Excess or Umbrella Limits up to $25,000,000

  • • Errors & Omissions Coverage Part—Policy Limits

  • • Included Coverages:

  • - Medical Payments—$5,000 Limit

  • - Pesticide/Herbicide Applicator Coverage—Policy Limits

  • - In-Transit Pollution Coverage— $25,000 Occurrence/$100,000 Aggregate

  • - Lost Key Coverage—$25,000 Limit

  • - Property Damage Extension (Care, Custody, Control)—$5,000 Occurrence/$25,000 Aggregate is included; higher limits are available

  • - $500 minimum deductible required

  • - Loss Prevention Brochure available

 

  • Property Coverage available:

  • • Accounts Receivable

  • • Basic, Broad or Special Form

  • • Building

  • • Business Income

  • • Business Personal Property

  • • Computer Equipment

  • • Contractors’ Equipment

  • • Equipment Breakdown

  • • Outside Signs

  • • Replacement Cost or ACV

  • • Valuable Papers

  • Crime Coverage available:

  • • Inside the Premises—Theft of Money and Securities

  • • Inside the Premises—Robbery or Safe Burglary of Other Property

  • • Outside the Premises