Public Entity Program

  • Policy Highlights:

  • We can help create the right insurance solution for today’s public entity. We have the ability to write both admitted and non-admitted business and offer a wide range of coverages. Combine this expertise with the strength and stability of our carrier–A.M. Best rated A+XV (superior)–and there is no reason to look anywhere else for your Public Entity Insurance needs.
  • Lines of business:

  • Professional Liability

  • Law Enforcement Liability

  • Public Officials Liability

  • Employment Practices Liability

  • Emergency Dispatchers Liability

  • Firefighters Professional Liability

  • Property/Casualty

  • Property

  • Inland Marine

  • General Liability

  • Crime

  • Equipment breakdown

  • Automobile

  • Umbrella

  • * These are offered as part of a package or as stand-alone products.

 

  • Types of Public Entities We Write:

  • • City and County Governments

  • • Towns, Villages, Boroughs, and Townships

  • • Public Fire and Emergency Response Services

  • • Police and Sheriff’s Departments

  • • Park Police, Transit Police, and Other Governmental Law Enforcement Services

  • • Water and Sewer Districts

  • • Irrigation Districts, Library Districts, Parks and Recreation Boards, Highway Districts, and Community Development Boards

  • • Other special Service Districts

  • Ineligible Risks:

  • • Property and Casualty coverage in AK, HI, LA, and NM

  • • Professional Liability coverage in AK, CA, HI, and LA

  • • Property and Casualty risks located in CA limited to Special Service Districts

  • • School Districts

  • • Property and Casualty for stand-alone transit authorities or housing authorities

  • • Properties located within 25 miles of a coastline in wind areas

  • • Automotive in MA or NJ

  • • Utilities that generate electricity or produce natural gas