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Beauty/Barber Shop Program


Policy Highlights

Property and Liability coverages available on mono-line or package basis for beauty shops and barber shops. Coverage is also available for individual operators, masseuses, manicurists, ear piercing, makeovers and facials.

CGL Coverage Available:
- Primary limits up to $3,000,000 million Occurrence/Aggregate
- Hired and Non-Owned Auto
- Error and Omissions Coverage — Policy Limits
- Operators who are independent contractors included as additional insureds
- Sexual and/or Physical Abuse Coverage—$50,000 per claim/$100,000 aggregate (higher optional limits available)
- Medical Payments Coverage—$5,000 Limit
- Excess or Umbrella limits up to $25,000,000 million
*No deductible required

Property Coverage Available:
Accounts Receivable
- Basic, Broad, or Special Form
- Building
- Business Income
- Computer Equipment
- Contents
- Equipment Breakdown
- Food Spoilage
- Inland Marine
- Outside Signs
- Replacement Cost or Actual Cash Value
- Valuable Papers

Crime Coverage Available:
Inside the Premises (Theft of Money and Securities)
- Inside the Premises (Robbery or Safe Burglary of Other Property)
- Outside the Premises

Contact us for a quote today!

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