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Day Nursery or Preschool Program


Policy Highlights

Property and Liability coverages available on monoline or package basis for day care centers, in-home day care, before & after school programs, sick-child day care, and child care associated with other organizations (hotels, clubs, YMCA/YWCA, churches, etc.).

CGL Coverage Available:
- Primary limits up to $3,000,000 Occurrence/Aggregate
- Per child premium basis—based on average daily attendance
- Excess or Umbrella limits up to $25,000,000
- Additional Interests
- Errors & Omissions Coverage Part—Policy Limits
- Medical Payments—$5,000 limit
- Sexual/Physical Abuse Coverage:
*Day Care Centers—$100,000 per claim, $300,000 aggregate
*In-Home Day Care—$25,000 per claim, $50,000 aggregate
(Higher optional limits available)
*Loss Prevention Brochure available
*No deductible required

Property Coverage Available:
Accounts Receivable
- Basic, Broad, or Special Form
- Building
- Business Income
- Computer Equipment
- Contents
- Equipment Breakdown
- Food Spoilage
- Outside Signs
- Replacement Cost or Actual Cash Value
- Valuable Papers

Crime Coverage Available:
Inside the Premises (Theft of Money and Securities)
- Inside the Premises (Robbery or Safe Burglary of Other Property)
- Outside the Premises

Contact us for a quote today!

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