Colonial General Logo - Exercise and Health Studio/Personal Trainer Program

Exercise and Health Studio/Personal Trainer Program


Policy Highlights

Property and Liability Coverage available on monoline or package basis for health and exercise clubs including: exercise equipment clubs, aerobic studios, weight lifting gyms, personal trainers, masseuses/massage parlors, dance studios, and physical therapists. Childcare for club members while on premises is included.

CGL Coverage Available:
- Primary Limits up to $3,000,000 Occurrence/Aggregate
- Liquor Liability
- Hired and Non-owned Auto
- Excess or Umbrella Limits up to $25,000,000
- Medical Payments Coverage—$5,000 Limit
- Blanket Additional Insured Endorsement
- Club Members as additional insureds
- Errors and Omissions Coverage Part—Policy Limits
- Sexual and Physical Abuse Coverage—$25,000 per claim/ $50,000 Aggregate (Higher optional limits available)
*Loss Prevention Brochure available
*No deductible required

Property Coverage Available:
Accounts Receivable
- Basic, Broad or Special Form
- Building
- Business Income
- Computer Equipment
- Contents
- Equipment Breakdown
- Food Spoilage
- Inland Marine
- Outside Signs
- Replacement Cost or Actual Cost Value
- Valuable Papers

Crime Coverage Available:
Inside the Premises (Theft of Money and Securities)
- Inside the Premises (Robbery or Safe Burglary of Other Property)
- Outside the Premises

Contact us for a quote today!

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