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Public Entity Program

Policy Highlights

We can help create the right insurance solution for today’s public entity. We have the ability to write both admitted and non-admitted business and offer a wide range of coverages. Combine this expertise with the strength and stability of our carrier–A.M. Best rated A+XV (superior)–and there is no reason to look anywhere else for your Public Entity Insurance needs.

Line of Business:
- Professional Liability
- Law Enforcement Liability
- Public Officials Liability
- Employment Practices Liability
- Emergency Dispatchers Liability
- Firefighters Professional Liability
- Property/Casualty
- Property
- Inland Marine
- General Liability
- Crime
- Equipment breakdown
- Automobile
- Umbrella
*These are offered as part of a package or as stand-alone products.

Types of Public Entities We Write:
- City and County Governments
- Towns, Villages, Boroughs, and Townships
- Public Fire and Emergency Response Services
- Police and Sheriff’s Departments
- Park Police, Transit Police, and Other Governmental Law Enforcement Services
- Water and Sewer Districts
- Irrigation Districts, Library Districts, Parks and Recreation Boards, Highway Districts, and Community Development Boards
- Other Special Service Districts

Ineligible Risks:
Property and Casualty coverage in AK, HI, LA, and NM
- Professional Liability coverage in AK, CA, HI, and LA
- Property and Casualty risks located in CA limited to Special Service Districts
- School Districts
- Property and Casualty for stand-alone transit authorities or housing authorities
- Properties located within 25 miles of a coastline in wind areas
- Automotive in MA or NJ
- Utilities that generate electricity or produce natural gas

Contact us for a quote today!